Repayment calculator

Run the numbers before you inspect. Enter a purchase price, deposit and interest rate to see the repayment week to week, fortnight to fortnight, month to month or year to year. Then see what a higher rate would cost, and what buying the same property for less would save.

% p.a.
years
Loan amount $720,000Principal and interest, over 30 years

Choose a frequency to compare it below.

Loan amount
$720,000
Total interest
$850,738
Total repaid
$1,570,738

What a higher rate costs

The same loan at a higher rate, with the difference shown per month.

RateRepaymentExtra per month
6.10%$4,363Your rate
6.35%$4,480+$117
6.60%$4,598+$235
7.10%$4,839+$475

Save on the purchase price

See what buying the same property for less does to the repayments.

New purchase price
$875,000
Saving per month
$151
Interest saved
$29,540
Saving per year
$1,818

Buying at $875,000 instead of $900,000 saves $151 per month, or $1,818 a year, and $29,540 in interest over the term.

These figures are estimates for a principal and interest loan, based on the price, deposit, rate and term you enter. They don't include fees, charges, stamp duty or lenders mortgage insurance, and they aren't a loan offer or financial advice. Your lender or broker can confirm the figures for your situation. Nothing you enter is sent to us.

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